Sleep apnea and obtaining life insurance

Is It Possible to Qualify For Life Insurance With Sleep Apnea Over 50?

When was the last time that you enjoyed a full and uninterrupted night’s sleep? If you are one of the 18 million Americans living with sleep apnea, your answer is “never”. Since you are reading this article I’d be willing to bet you already know that sleep apnea is a serious health condition. What you probably don’t…
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High Cholesterol and and obtaining affordable life insurance over 50

High Cholesterol and Affordable Life Insurance Over 50 Years of Age

If you have high cholesterol you are certainly not alone. Approximately 95 Million American adults currently have high cholesterol. This means their total cholesterol levels are 240 mg/dL and higher. That’s the bad news. The good news is that it is possible to get approved for the best rates a life insurance company offers even…
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High blood pressure and life insurance for those over 50

High Blood Pressure and Affordable Life Insurance Over 50 Years of Age

About 75 million American adults have high blood pressure. High blood pressure greatly increases the risk for experiencing heart disease, stroke, heart attack, vision problems, and kidney failure. Furthermore, the Center for Disease Control (CDC) reports 1,000 deaths each day which are directly related to high blood pressure. This information only provides additional incentive for…
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Hepatitis C and Affordable Life Insurance Over 50 Years Of Age

Hepatitis C and Affordable Life Insurance Over 50 Years of Age

We don’t need to remind you that hepatitis C is a worrisome condition. Some 3.5 million Americans have contracted this disease, and the Centers for Disease Control and Prevention (CDC) has found hepatitis C is responsible for more Baby Boomer deaths than any other infectious disease. For a person living with hepatitis C, qualifying for…
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8 Ways to Save Money on Life Insurance After Age 50

8 Ways to Save Money on Life Insurance After Age 50

You may think that saving money on life insurance is not possible over 50 years of age. But there are several steps you can take to ensure that you can qualify for the best possible rates for your age and health. We are going to look at 8 of the easiest and most effective ways…
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Rheumatoid Arthritis and Over 50 Life Insurance

Rheumatoid Arthritis and Over 50 Life Insurance

People seem to believe that life insurance over 50 years of age is already difficult enough. Add rheumatoid arthritis into the equation and many won’t even bother to apply. Both factors (and more) will be considered by an underwriter when you are seeking life insurance. But the reality is… Arthritis does not automatically disqualify you…
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Should you buy term or permanent life insurance

Should You Buy Term Life Or Permanent Life Insurance?

Most of the time we will recommend somebody purchase term life instead of permanent life insurance.  In fact, we will probably recommend somebody buy term life instead of permanent life insurance 9 times out of 10. If you need a high amount of coverage, your need for life insurance is only temporary, and you are…
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Life Insurance After Prostate Cancer

Prostate Cancer and Applying for Life Insurance Over 50 Years of Age

You may think that prostate cancer prevents you from qualifying for affordable life insurance over age 50, but that isn’t necessarily the case. Age and medical conditions will, of course, limit some options. However, under the right circumstances, you can still get quality life insurance from a reputable provider. For example, if your prostate cancer…
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Backdating your life insurance could save you a lot of money on your life insurance. It doesn't typically make a huge difference when you are younger but it does once you reach your fifties and sixties and especially in you seventies and eighties.

Should You Backdate Your Life Insurance Policy?

The cost of buying life insurance in your 50’s and 60’s is significantly more than buying life insurance in your 20’s and 30’s.   The cost of life insurance for someone in their 20’s and 30’s doesn’t change very much from year to year.  However, as you get older the cost of life insurance does…
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