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Are you one of the 5 Million people worldwide currently living with Lupus? Are you one of the 16,000 new cases of Lupus diagnosed this year alone? If so, you already know that Lupus is a serious, life-altering condition that can negatively impact your skin, joints, muscles, organs….and even your mental health. Life insurance companies.. More

The American Kidney Fund declares there are more than 30 Million Americans living with Chronic Kidney Disease (CKD). Life insurers know Chronic Kidney Disease is a very common illness. However, carriers also know CKD puts stress on the body that may trigger an applicant to develop even more health conditions. In the worst case scenario,.. More

Buying over 50 life insurance when you have Irritable Bowel Syndrome (IBS) is not all that difficult and usually does not result in extra premium costs. Sure, IBS can be quite a nuisance to your daily life. Yes, it is true that IBS has no cure. However, IBS is a functional disorder that will not.. More

For most people over age 50, buying life insurance with Chronic Back Pain will not be difficult. Most of those individuals will be able to qualify for an affordable life insurance in their 50’s and 60’s despite their Chronic Back Pain. This is mostly because Chronic Back Pain is so common. The majority of life.. More

If you are 50+ and have some type of thyroid disorder such as hypothyroidism or hyperthyroidism, how will that affect your ability to get affordable life insurance coverage? Short answer… For most people it won’t make much of a difference…..but let’s look into this further. Cleveland Clinic estimates 20 Million Americans currently have a Thyroid.. More

Are you one of the estimated 100,000 people in the U.S. suffering from Scleroderma? Well, you’re in the right place. I have plenty of insider info on what to expect when applying for 50+ life insurance with Scleroderma. As you know, Scleroderma is a rare condition that affects each patient differently. So life insurance companies.. More

On average, every six minutes one American dies from a Blood Clot. This means, in one year, Blood Clots account for more deaths than motor vehicle crashes, breast cancer, and AIDS combined. It’s easy to see why life insurers proceed cautiously when considering the risk of insuring anyone with a history of Blood Clots or.. More

More than 4 Million Americans, most aged 60 and older, have been diagnosed with heart Arrhythmia. This is basically when the heart beats too fast, too slow, or erratically. People with an irregular heartbeat may experience fainting, dizziness, shortness of breath, excessive sweating, or chest pains. If the Arrhythmia is not properly treated and managed,.. More

Centers for Disease Control and Prevention (CDC) claims 93.3 Million Americans are considered obese, equating to nearly 40% of the entire U.S. adult population. Struggles with maintaining a healthy weight touches both genders and every age. This fact includes Americans aged 40 to 59 (42% obese), as well as those aged 60 and older (41% obese)… More