Life Insurance
Rheumatoid Arthritis and Over 50 Life Insurance

Rheumatoid Arthritis and Over 50 Life Insurance

People seem to believe that life insurance over 50 years of age is already difficult enough. Add rheumatoid arthritis into the equation and many won’t even bother to apply. Both factors (and more) will be considered by an underwriter when you are seeking life insurance. But the reality is… Arthritis does not automatically disqualify you…
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Should you buy term or permanent life insurance

Should You Buy Term Life Or Permanent Life Insurance?

Most of the time we will recommend somebody purchase term life instead of permanent life insurance.  In fact, we will probably recommend somebody buy term life instead of permanent life insurance 9 times out of 10. If you need a high amount of coverage, your need for life insurance is only temporary, and you are…
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Life Insurance After Prostate Cancer

Prostate Cancer and Applying for Life Insurance Over 50 Years of Age

You may think that prostate cancer prevents you from qualifying for affordable life insurance over age 50, but that isn’t necessarily the case. Age and medical conditions will, of course, limit some options. However, under the right circumstances, you can still get quality life insurance from a reputable provider. For example, if your prostate cancer…
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Backdating your life insurance could save you a lot of money on your life insurance. It doesn't typically make a huge difference when you are younger but it does once you reach your fifties and sixties and especially in you seventies and eighties.

Should You Backdate Your Life Insurance Policy?

The cost of buying life insurance in your 50’s and 60’s is significantly more than buying life insurance in your 20’s and 30’s.   The cost of life insurance for someone in their 20’s and 30’s doesn’t change very much from year to year.  However, as you get older the cost of life insurance does…
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One of the most important things to consider is how long you need your life insurance to last for. Do you need your life insurance for 10 years, 15 years or maybe for your entire life. Knowing why you need the coverage will help you determine how long you need it to last

Over age 50? How long do you need your life insurance policy to last?

One of the most important things to decide when you’re buying life insurance in your 50’s and beyond is how long you need and want the life insurance to last.  I know often times the first thought is that you want to have the life insurance in force until the day you eventually pass away.…
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dIf you have been declined for life insurance because of your age you still have options. Everyone insurance company looks at your medical history differently.

Declined for Life Insurance Because of your Age?

When you apply for life insurance protection, there are dozens and dozens of factors that the insurance company is going to look at to determine how much they are going to charge you for protection or if they will accept you for life insurance. The company is going to determine how much risk that you…
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life insurance for older Americans

Can I Still Get Life Insurance at My Age?

There is a common misconception that seniors can’t get approved for a traditional life insurance plans, or that a life insurance policy will be too expensive for most people to afford. In the majority of cases, that couldn’t be further from the truth. Not having life insurance could be one of the worst mistakes that…
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Buying burial insurance over 70 can be very important. The first step is knowing your options.

Burial Insurance for Seniors Over 70

There is a common myth out there that seniors don’t need life insurance. In some cases, that might be true, but everyone is different. Just because you’ve reached retirement doesn’t necessarily mean that you should let your life insurance policy expire. Depending on your situation, not having life insurance could be one of the worst…
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best companies for seniors

The Best Life Insurance Companies for Seniors

As a senior, your life has changed completely compared to how it was 20 years ago. Just about everything from your life is different, and that includes your life insurance needs. During the application process for a policy, the company is going to look at your age. In fact, your age is going to be…
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