High blood pressure and life insurance for those over 50

High Blood Pressure and Affordable Life Insurance Over 50 Years of Age

About 75 million American adults have high blood pressure. High blood pressure greatly increases the risk for experiencing heart disease, stroke, heart attack, vision problems, and kidney failure. Furthermore, the Center for Disease Control (CDC) reports 1,000 deaths each day which are directly related to high blood pressure. This information only provides additional incentive for…
Read More
Hepatitis C and Affordable Life Insurance Over 50 Years Of Age

Hepatitis C and Affordable Life Insurance Over 50 Years of Age

We don’t need to remind you that hepatitis C is a worrisome condition. Some 3.5 million Americans have contracted this disease, and the Centers for Disease Control and Prevention (CDC) has found hepatitis C is responsible for more Baby Boomer deaths than any other infectious disease. For a person living with hepatitis C, qualifying for…
Read More
8 Ways to Save Money on Life Insurance After Age 50

8 Ways to Save Money on Life Insurance After Age 50

You may think that saving money on life insurance is not possible over 50 years of age. But there are several steps you can take to ensure that you can qualify for the best possible rates for your age and health. We are going to look at 8 of the easiest and most effective ways…
Read More
Rheumatoid Arthritis and Over 50 Life Insurance

Rheumatoid Arthritis and Over 50 Life Insurance

People seem to believe that life insurance over 50 years of age is already difficult enough. Add rheumatoid arthritis into the equation and many won’t even bother to apply. Both factors (and more) will be considered by an underwriter when you are seeking life insurance. But the reality is… Arthritis does not automatically disqualify you…
Read More
Should you buy term or permanent life insurance

Should You Buy Term Life Or Permanent Life Insurance?

Most of the time we will recommend somebody purchase term life instead of permanent life insurance.  In fact, we will probably recommend somebody buy term life instead of permanent life insurance 9 times out of 10. If you need a high amount of coverage, your need for life insurance is only temporary, and you are…
Read More
Life Insurance After Prostate Cancer

Prostate Cancer and Applying for Life Insurance Over 50 Years of Age

You may think that prostate cancer prevents you from qualifying for affordable life insurance over age 50, but that isn’t necessarily the case. Age and medical conditions will, of course, limit some options. However, under the right circumstances, you can still get quality life insurance from a reputable provider. For example, if your prostate cancer…
Read More
Backdating your life insurance could save you a lot of money on your life insurance. It doesn't typically make a huge difference when you are younger but it does once you reach your fifties and sixties and especially in you seventies and eighties.

Should You Backdate Your Life Insurance Policy?

The cost of buying life insurance in your 50’s and 60’s is significantly more than buying life insurance in your 20’s and 30’s.   The cost of life insurance for someone in their 20’s and 30’s doesn’t change very much from year to year.  However, as you get older the cost of life insurance does…
Read More
One of the most important things to consider is how long you need your life insurance to last for. Do you need your life insurance for 10 years, 15 years or maybe for your entire life. Knowing why you need the coverage will help you determine how long you need it to last

Over age 50? How long do you need your life insurance policy to last?

One of the most important things to decide when you’re buying life insurance in your 50’s and beyond is how long you need and want the life insurance to last.  I know often times the first thought is that you want to have the life insurance in force until the day you eventually pass away.…
Read More
dIf you have been declined for life insurance because of your age you still have options. Everyone insurance company looks at your medical history differently.

Declined for Life Insurance Because of your Age?

When you apply for life insurance protection, there are dozens and dozens of factors that the insurance company is going to look at to determine how much they are going to charge you for protection or if they will accept you for life insurance. The company is going to determine how much risk that you…
Read More