Typically term life insurance can either be bought as a 10, 15, 20, or 30 year term. However, as you get into your fifties in beyond you may not be be able to buy certain term lengths depending on your age and the particular insurance company.

Term Life Insurance for Senior Adults

Life insurance is an important financial vehicle for people of any age. Although many people may think that when you get older, you don’t need life insurance, that is not necessarily the case. In fact, in many ways, even though your insurance needs may change over time, life insurance can still be an essential component…
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best companies for over 50 life insurance

Best Life Insurance Companies for Senior Adults

As a senior, choosing the right life insurance is important. This is because the coverage could be needed for a variety of different needs – and you want to be sure that you will have the proper type of protection, as well as the right amount. Today, there are many different life insurance options that…
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over 50 life insurance

Guaranteed Acceptance Life Insurance

As a senior, life insurance can still be an important component of your overall financial plan. That is because your loved ones may end up having to pay for uninsured medical costs, unpaid debt obligations, and final expenses. In fact today, an individual’s final expenses can run in the average range of $7,000 to $10,000…
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over 50 life insurance

Life Insurance vs. Final Expense Insurance for Seniors

Life insurance can be an essential component of your overall financial plan. While some believe that this type of coverage is no longer needed once you are age 50 or older, this is not necessarily the case. This is because, while the proceeds from a life insurance policy can be used for protecting a dependent…
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over 50 final expense insurance

What is Final Expense Insurance?

Having a way to pay for your funeral and other final expenses is essential. This is because today, when factoring in the cost of a memorial service, headstone and burial plot (or alternatively, cremation services and an urn), flowers, transportation, and the printing of funeral notices, the average overall tab can run into the five…
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life insurance over 50

Does Life Insurance Still Make Sense After 60?

The purchase of life insurance can have a wide variety of reasons behind it. For some, these proceeds are put in place so that a spouse and children can continue to pay their living expenses in case of the unexpected. In other cases, the proceeds can be used for paying off debts and/or the payment…
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life insurance over 50

Does Life Insurance Still Make Sense After 70?

Although life insurance coverage is often an essential purchase for those who are young and have dependents, it can also make sense to carry life insurance coverage after the age of 70 – as well as for the remainder of your life. In fact, while age can sometimes be one of the determining criteria for…
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life insurance over 50

Does Life Insurance Still Make Sense After 80?

Life insurance can be a key component of most good, solid financial plans. That is because the proceeds from these financial vehicles can be used for a variety of different needs by the survivors. For example, funds from a life insurance policy may be used for paying off debt, supplementing retirement income for a spouse…
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life insurance over 50 with no exam

Life Insurance After 50 with No Medical Exam

Life insurance is an important piece of most people’s overall financial plan. Having life insurance can help you to ensure that those whom you love and care about will be able to carry on financially – even in the event of the unexpected. Many people feel that the only people who need life insurance coverage…
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