People seem to believe that life insurance over 50 years of age is already difficult enough. Add rheumatoid arthritis into the equation and many won’t even bother to apply. Both factors (and more) will be considered by an underwriter when you are seeking life insurance. But the reality is… Arthritis does not automatically disqualify you.. More

Most of the time we will recommend somebody purchase term life instead of permanent life insurance.  In fact, we will probably recommend somebody buy term life instead of permanent life insurance 9 times out of 10. If you need a high amount of coverage, your need for life insurance is only temporary, and you are.. More

You may think that prostate cancer prevents you from qualifying for affordable life insurance over age 50, but that isn’t necessarily the case. Age and medical conditions will, of course, limit some options. However, under the right circumstances, you can still get quality life insurance from a reputable provider. For example, if your prostate cancer.. More

The cost of buying life insurance in your 50’s and 60’s is significantly more than buying life insurance in your 20’s and 30’s.   The cost of life insurance for someone in their 20’s and 30’s doesn’t change very much from year to year.  However, as you get older the cost of life insurance does.. More

One of the most important things to decide when you’re buying life insurance is how long you need and want the life insurance to last.  At we know often times the first thought is that you want to have the life insurance in force until the day you eventually pass away.   Depending upon.. More

When you apply for life insurance protection, there are dozens and dozens of factors that the insurance company is going to look at to determine how much they are going to charge you for protection or if they will accept you for life insurance. The company is going to determine how much risk that you.. More

There is a common misconception that seniors can’t get approved for a traditional life insurance plans, or that a life insurance policy will be too expensive for most people to afford. In the majority of cases, that couldn’t be further from the truth. Not having life insurance could be one of the worst mistakes that.. More

There is a common myth out there that seniors don’t need life insurance. In some cases, that might be true, but everyone is different. Just because you’ve reached retirement doesn’t necessarily mean that you should let your life insurance policy expire. Depending on your situation, not having life insurance could be one of the worst.. More

As a senior, your life has changed completely compared to how it was 20 years ago. Just about everything from your life is different, and that includes your life insurance needs. During the application process for a policy, the company is going to look at your age. In fact, your age is going to be.. More